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Prof. (Dr.) Mohit Sharma

Observed names: Dr. Mohit Sharma, Mohit Sharma, Prof. (Dr.) Mohit, Sharma, Sharma, Dr. Mohit, Sharma, Prof. (Dr.) Mohit
ORCID: 0009-0006-6149-7411
Observed ORCID: 0009-0006-6149-7411
OpenAlex ID: A5134150898
Securing the Future: Climate Adaptation as an Engine for Economic and Social Stability
2026 · Mohit Sharma, T Girisha, et al. · Research Square
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Impact of GST Reforms on Consumer Choices: Insights from Bengaluru
2026 · J, Sushmitha, D, Rajamuthu, et al. · Zenodo (CERN European Organization for Nuclear Research)
Impact of GST Reforms on Consumer Choices: Insights from Bengaluru
2026 · Sushmitha, J, Rajamuthu, D, et al. · Zenodo (CERN European Organization for Nuclear Research)
Digital Transformation and Management Evolution: Assessing the Impact of Artificial Intelligence
2026 · Chowhan, Dr. Sudhinder Singh, Sharma, Prof. (Dr.) Mohit · Zenodo (CERN European Organization for Nuclear Research)
Purpose: The study aims to assess the impact and access of financial literacy in the Indian Economy by using small and medium enterprises (Especially the lock industry) established in Aligarh City, Uttar Pradesh. The author chose Uttar Pradesh because it is the most populous state in India. It is fulfill four objectives for the study. Methods: The study uses primary data, with a sample of 250 respondents selected through simple random sampling. A structured questionnaire will be used to collect primary data. The data collected would be sorted, edited, coded, cleaned, and processed using the Statistical Package for the Social Sciences. Descriptive statistics were to be employed to analyze the data by computing the mean, standard deviation, and percentages. Additionally, regression analysis was to be used to establish the relationship between the independent and dependent variables. It was expected that the study would propose strategies to manage debt, noting that debt is positively and significantly associated with SME growth. Among these strategies was avoiding multiple borrowings and excessive debt accumulation in the business, as this could affect debt repayment. Result: The findings highlight that improving financial literacy and enhancing access to formal banking and digital financial tools can strengthen SME growth, financial inclusion, and long-term business stability in the Aligarh lock industry. Conclusion: The study concludes that financial literacy significantly influences the financial performance and retained profits of SMEs operating in the Aligarh lock industry. Respondents with better knowledge of debt management, budgeting, bookkeeping, and banking services demonstrated stronger financial stability and better business management practices. The study further highlights the need for financial literacy programs, government support initiatives, and simplified banking procedures to strengthen financial inclusion among SMEs and workers associated with the lock industry.
2026 · Sharma, Dr. Mohit, Chowhan, Dr. Sudhinder Singh, et al. · Zenodo (CERN European Organization for Nuclear Research)
Impact and Access of Russia and Ukraine Conflict on Asian Economy: A Study on Indian Financial Market
2026 · Prof. (Dr.) Mohit Sharma, Dr. Preeti Mishra, et al. · Zenodo (CERN European Organization for Nuclear Research)
Impact and Access of Russia and Ukraine Conflict on Asian Economy: A Study on Indian Financial Market
2026 · Dr. Mohit Sharma, Dr. Preeti Mishra, et al. · SSRN Electronic Journal
Impact of Global Economic Crisis Raises in Middle East Asia War: A Critical Study on Indian Financial Market
2026 · Dr. Mohit Sharma, Dr. Ansu Royit, et al. · SSRN Electronic Journal
Validation of UWES Scale for Faculty Engagement: A Descriptive Study Based on Higher Educational Institutions in Indian Context
2026 · Dr. Preeti Mishra, Dr. Mohit Sharma · SSRN Electronic Journal
Securing the Future: Climate Adaptation as an Engine for Economic and Social Stability
2026 · Dr. Mohit Sharma, Girisha T, et al. · SSRN Electronic Journal
Works count: 10
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