Potential Effect of Medical Insurance on Medicare: Evidence from China.
Year: 2016
Type: article
Study design: Observational Study
Abstract: BACKGROUND: With the increased range of medical insurance coverage in China, the proportion of medical expenditure shouldered by individuals is declining. The problem is the rapidly growing scale of medical expenditures challenges the sustainability of medical insurance funds. METHODS: This study used the Heckman selection model, survival analysis, and ordered probit model to evaluate the effect of medical insurance on the expenditures in outpatient and inpatient health care, survival time, and improvement of self-rated health of test subjects, respectively. RESULTS: < 0.01). CONCLUSION: Although medical insurance does not significantly reduce mortality or prolong the survival time of test subjects, it improves their health status. This study suggests that the Chinese government should eliminate deductible medical insurance payments and utilize medical resources on minor ailment treatment and disease prevention to improve the health status of people.
Source: PubMed
Authors: Yongqiu Wu, Yi Huang, Jintao Lu
Institutions: Chongqing University, Northwestern Polytechnical University
Language: English
Field: Medicine
Domain: Health Sciences
Open Access status: green
OpenAlex ID: W2543011810