Capital and Credit Sources and Household Non-Farm Income in Ghana
Year: 2015
Type: preprint
Abstract: This paper examines the effects of the various sources of capital and credit available for financing non-farm enterprises in Ghana. A maximization of the household production function yields linear equations for estimating the key parameters of interest. Capital from bank, family, NGOs and money lenders significantly influence non-farm income. In terms of business expansion, credit from bank, cooperatives and family/friends are very important. Regional differences also appear to be significant as well as the ecological zones. Gender differences in capital and credit sources affect income of non-farm enterprises.
Source: SSRN Electronic Journal
Authors: James Atta Peprah, Isaac Koomson
Institutions: University of Cape Coast, University of New England
Language: English
Subfield: Economics and Econometrics
Domain: Social Sciences
Open Access status: green
OpenAlex ID: W2612883540