Work

Perceptions of Internet banking users — a structural equation modelling (SEM) approach

Year: 2018
Type: article
Study design: Observational Study
Abstract: ABSTRACT This study examines the perceptions of Internet banking (IB) users in Kerala using technology acceptance model (TAM) by incorporating service quality as external variable. The study found that both the TAM variables – perceived ease of use(PEOU) and perceived usefulness(PU) – have a direct effect on IB use, and PEOU also has an indirect effect via PU. Service quality dimensions such as fulfilment, efficiency, reliability, website attributes, responsiveness, and privacy also have indirect effect through TAM variables on IB use. The study discusses the practical implications of these findings.
Language: English
Open Access status: gold
Estimated APC paid: $1,200
OpenAlex ID: W2806728338
FWCI: 5.323
Cites: 101
Cited by: 43
Related to: 10