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Kebijakan Spin-off dan Efisiensi Perbankan Syariah di Indonesia

Year: 2019

Type: article

Abstract: The study aims to analyse the spin-off policies’ impact on the Islamic banks’ efficiency in Indonesia. The study was conducted on five spin-off Islamic banks and efficiency were measured by the BOPO ratio. The research variables used were dummy spin-off, ROA, FDR, and economic growth. Data analysis used panel data regression on annual data from 2008 to 2018. The results suggest that, first, the implementation of spin-off policy significantly increased the operational efficiency of Islamic banking. Second, ROA also has a negative effect on efficiency. Third, FDR and economic growth have no significant effect on the Islamic banks’ efficiency in Indonesia.

Source: Ihtifaz Journal of Islamic Economics Finance and Banking

DOI: 10.12928/ijiefb.v2i1.822

Author: Zulfikar Bagus Pambuko

Institution: Universitas Muhammadiyah Magelang

Language: English

Topic: Islamic Finance and Banking Studies

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Decent work and economic growth

Open Access status: diamond

OpenAlex ID: W2953992184

FWCI: 7.016

Cites: 25

Cited by: 21

Related to: 10