Year: 2019
Type: dissertation
Abstract: The purpose of this study was to determine the financial performance of insurance companies at PT Victoria Insurance Tbk for the period 2015-2017 using Risk Based Capital (RBC) analysis and financial ratio analysis. RBC used in the study refers to the Decree of the Minister of Finance of the Republic of Indonesia No 53 of 2012. Analysis of financial ratios of solvency, liquidity, profitability, premium stability and technical ratios used in this study refers to PSAK No. 28 of 2012 This type of research is a descriptive study with a quantitative approach. \n\tFinancial performance was analyzed for 3 years. Based on the research results, the risk-based capital and ratio analysis using the crossection method as a whole is in good condition, while the results of research using the time series method in 2015-2016 have 4 ratios that are in better conditions, namely RBC, Solvability, self-retention and obligation the technique, the rest in conditions not better. Furthermore, for 2016-2017 there are 4 ratios that are in no better condition, namely underwriting, claim expense, RBC and premium growth, the rest are in better condition.
Author: Ayu Denanda
Language: Indonesian
Subfield: Economics and Econometrics
Domain: Social Sciences
Open Access status: green
OpenAlex ID: W2974001993