The effect of electronic payments security on e-commerce consumer perception: An extended model of technology acceptance
Year: 2020
Type: article
Study design: Observational Study
Abstract: This study investigates the aspects of e-payment security concerning e-commerce consumers' purchase intentions.This study further involves college students in Semarang -Indonesia as representatives of the millennial generation.Structural equation modeling (SEM) using Wrap-PLS is employed to analyze the data.The findings show a fit model to explain e-commerce customers' purchase intentions.The results of this study reveal a better mediating effect of perceived usefulness on e-payment security and customers' purchase intentions.Perceived ease of use also has a significant indirect effect, through e-payment security, on e-commerce customers' purchase intentions.In addition, understanding the ease and usability of the security aspects of the payment affects e-commerce consumers' purchase intentions.The results also give a heightened awareness of security in electronic transactions.
Source: Management Science Letters
Language: English
Subfield: Information Systems and Management
Field: Decision Sciences
Domain: Social Sciences
Open Access status: diamond
OpenAlex ID: W2998534923
