Consistently inconsistent: A content analysis of risk management and insurance standards within national and state financial education curricula
Year: 2019
Type: dissertation
Abstract: Since the economic crisis of 2008 there has been a mad rush for K-12 education to help build students’ financial literacy abilities. This urgency has led to the construction of various state and national financial education curricula. This study examined 26 financial education curricula using a qualitative content analysis methodology. The results of this study show that different state and national financial education curricula portray risk management, insurance and financial risk constructs in various ways. Specifically, the findings show that there is a lack of consistency between state and national financial education curriculums with respect to standards that address financial risk, risk management, and the purchasing of insurance. The implication is that these curriculums provide no consistent messaging about risk management and insurance strategies across frameworks.
Author: Michael R. Ladick
Language: English
Subfield: Finance
Domain: Social Sciences
SDG: Quality education
Open Access status: green
OpenAlex ID: W3149223910