Work

Comparative Study Of Financial Performance (Islamic VS Conventional Bank During Covid-19)

Year: 2023

Type: article

Abstract: Covid-19 has had a significant impact on the banking economic sector, both Islamic banks and conventional banks. This article attempts to reveal a comparison of the financial performance of Islamic and conventional banking as measured using the CAMELS ratio. The camels ratio component consists of aspects of capital, assets, management, earnings, liquidity and sensitivity. This component is measured by the ratio of CAR, NPL/NPF, BOPO, ROE, LDR/FDR. The method used is the difference test with the Independent Sample T-test. The results of the study show that there are significant differences between the financial performance of Islamic and conventional banking for CAR and BOPO ratios. Meanwhile NPL/NPF, ROE and LDR/FDR did not show a significant difference.

Source: Musyarakah Journal of Sharia Economic (MJSE)

DOI: 10.24269/mjse.v12i1.6890

Authors: Azam Asykarulloh, Hasan Sultoni

Institutions: Sunan Kalijaga State Islamic University Yogyakarta, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Language: English

Topic: Islamic Finance and Banking Studies

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: bronze

OpenAlex ID: W4383098382

FWCI: 9.32

Cites: 20

Cited by: 16

Related to: 10