المسؤولية المدنية للمصدر عن الاستعمال غير المشروع لبطاقة الائتمان The Civil Responsibility of the Issuer for the Unlawful Use of the Credit Card
Year: 2019
Type: article
Abstract: The impact of Information Technology has been enormous on the traditional means ofpayment. Today, Credit card is considered as one of the most important and popular means of paymentdue to its enormous advantages for its parties. It should however be noted that the issuer may bearresponsibility when such card is unlawfully used. Unlike French legislation which explicitly regulatecredit cards in the amended French Finance Act No. 776 of 2008, and the Law No.104 of 2009, ArabLaw has not provided any detailed guidance in this regard. As such, As such, this study has been dividedinto three main sections and a conclusion. The first section deals with the obligations of the Credit cardissuer to inquire when examining the credit card application, while the second section sheds light on thecontractual liability of such issuer. Section three of this study discuss the tort liability of the issuer andexamine whether or not the current law strikes an appropriate balance between all involved parties. Wewill consider for this purpose both the Jordanian and Egyptian Legislation. Finally, the conclusionfocuses on the main results and recommendations of this study, and insists on the importance ofenacting specific sets of rules to explicitly regulate all matters related to credit card.
Author: Ghazi Ayed Sayah Alghathian
Institution: Abu Dhabi University
Language: Arabic
Subfield: Law
Field: Social Sciences
Domain: Social Sciences
Open Access status: bronze
OpenAlex ID: W4383850362