Work

Conforming to Gender Stereotypes and Entrepreneurs’ Financing Outcomes

Year: 2023

Type: article

Abstract: Recent research into the gender aspects of small business financing has shown that in crisis periods, banks actively reward female entrepreneurs with privileged access to loans because they put forward more realistic and cautious funding proposals compared to hubristic male entrepreneurs. We build on this research by considering in greater detail how broader gender differences in entrepreneurial confidence play out in the context of bank lending. Further, we also question whether banks treat overconfident female entrepreneurs differently from their overconfident male counterparts. Our findings show that on average there is no discrimination, but if a female entrepreneur dares to exhibit overconfidence then this changes.

Source: British Journal of Management

DOI: 10.1111/1467-8551.12753

Authors: Weixi Liu, Marc Cowling

Institutions: University of Bath, Oxford Brookes University

Language: English

Topic: Entrepreneurship Studies and Influences

Subfield: Management of Technology and Innovation

Field: Business, Management and Accounting

Domain: Social Sciences

SDGs: Gender equality, Decent work and economic growth, Reduced inequalities

Open Access status: hybrid

Estimated APC paid: $3,710