Work

The Effect of Fintech Payment, Lifestyle, and Financial Knowledge of Financial Management Behavior on Students of the University of Bengkulu

Year: 2023

Type: book-chapter

Abstract: The research aims to determine whether fintech payments, lifestyle, and financial knowledge influence the financial management behavior on students of the University of Bengkulu.This type of research is a causal study using quantitative research methods and proportionate stratified random Sampling.This study distributed questionnaires to 341 respondents from students of the University of Bengkulu and then processed statistically using IBM SPSS 26 and multiple linear regression methods.The results of the hypothesis test showed that the fintech payment variable has a significance of 0.313> 0.05 and has a tcount value of 1.010<ttable 1.97, lifestyle variables have a significance of 0.000<0.05has a tcount value of 8.54> ttable 1.97, variable financial knowledge has a significance of 0.000 <0.05 has a tcount value of 6.80> ttable 1.97.The research finds that fintech payments do not affect financial management behavior, while lifestyle and financial knowledge positively affect financial management behavior.

Source: Advances in economics, business and management research/Advances in Economics, Business and Management Research

DOI: 10.2991/978-94-6463-328-3_2

Authors: Aten Apriani, Intan Zoraya, Chairil Afandy

Institution: University of Bengkulu

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: hybrid

OpenAlex ID: W4390073758

FWCI: 17.99

Cites: 33

Cited by: 10

Related to: 10