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Pengaruh Pendapatan, Pekerjaan, dan Pendidikan Terhadap Keputusan Masyarakat Melakukan Pinjaman Online

Year: 2024

Type: article

Abstract: The development of technology from time to time is growing rapidly, one of which is in the financial sector. This development is marked by the emergence of financial technology in the era of modernization. Online loans are a form of financial technology service which is a money lending service to make it easier for people to borrow money without any hassle like in conventional banks. This study uses a quantitative research type. This study aims to determine the effect of income, employment, and education on people's decisions to make online loans. The population of this study is people who have used online loans. The results of this study found that income, employment and education influence people's decisions to make online loans.

Source: El-Mal Jurnal Kajian Ekonomi & Bisnis Islam

DOI: 10.47467/elmal.v5i8.4620

Authors: Abdillah Arif Nasution, Haris Karyadi, Andreas Recki Prasetyo, Afni Yeni, Eva Yuniarti Utami

Institutions: Universitas Sumatera Utara, Sekolah Tinggi Ilmu Ekonomi GICI, Padjadjaran University, Universitas Mahaputra Muhammad Yamin, Sebelas Maret University

Language: English

Topic: FinTech, Crowdfunding, Digital Finance

Subfield: Management Information Systems

Field: Business, Management and Accounting

Domain: Social Sciences

SDGs: Decent work and economic growth, No poverty

Open Access status: bronze

OpenAlex ID: W4402116741

FWCI:

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