The Influence of Internal and External Factors on Non-Performing Financing at Islamic Commercial Banks in 2018-2022
Year: 2024
Type: article
Abstract: Financing is one of the main functions in Islamic banking, the risk that can occur in such financing is non-performing financing or Non-Performing Financing (NPF). This study aims to determine the factors that affect the NPF of Islamic commercial banks in the period 2018-2022, the variables used in this study are Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Inflation, and Gross Domestic Product (GDP), this study uses a quantitative approach, using panel data regression analysis with the Generalized Least Square (GLS) estimation method. Partially, the CAR variable has a positive effect on NPF, the FDR variable has a negative effect on NPF, while the Inflation and GDP variables have no effect on NPF
Authors: Putri Novia Rahmawati, Gita Syafira Setiady, Mardi Mardi, Itah Miftahul Ulum
Institution: Universitas Swadaya Gunung Jati
Language: English
Subfield: Accounting
Domain: Social Sciences
Open Access status: hybrid
OpenAlex ID: W4403555831