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Implementasi Lelang Barang Jaminan di Pegadaian Syariah KM.6,5 Cabang Bengkulu

Year: 2024

Type: article

Abstract: This study aims to comprehensively explore the implementation of collateral auctions at Pegadaian Syariah KM.6.5 Bengkulu Branch. Pegadaian Syariah provides financing services based on sharia principles with collateral of valuable goods. When customers fail to repay loans within the specified period, the Islamic pawnshop uses collateral auctions as a last resort to protect the financial rights of the institution. This study analyzes the auction procedures implemented, the obstacles faced, and the impact of auctions on customers. The research method is qualitative descriptive, involving observation, interviews with pawnshops, and document analysis. The results of the study indicate that auctions at Islamic pawnshops follow the principles of fairness, transparency, and sharia; however, challenges such as determining optimal prices and customer education are still obstacles that need to be considered.

Source: Jurnal Ekonomi dan Pembangunan Indonesia

DOI: 10.61132/jepi.v2i4.946

Authors: Asih Tri Utami, Herlina Yustati

Institution: Universitas Islam Negeri Fatmawati Sukarno Bengkulu

Language: English

Topic: Islamic Finance and Banking Studies

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Peace, justice, and strong institutions

Open Access status: diamond

OpenAlex ID: W4403964046

FWCI:

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