Work

Analyzing the Technical and Super Efficiency of Rural Banks Amidst Economic crisis in Ghana

Year: 2025

Type: article

Abstract: The goal of this study is to use the DEA model to assess the efficiency and super-efficiency of 24 rural and community banks in Ghana. CCR and BCC models were employed to assess efficiency. Super efficiency was also analyzed in order to rank DMUs. The analytical data was gathered from the bank's released 2022 financial statements, and the study was performed using Frontier Analyst 4.0. As a consequence, technical efficiency, pure technical efficiency, and scale efficiency scored 0.9468, 0.9779, and 0.9679, respectively, and the ranking was discernible for units with an efficiency score of one. It was also discovered that further improvements are required for DMU11, which had relatively low efficiency due to excessive input to improve DMU11. This study is significant since it ranks the units with efficiency score 1 based on the computation of DMU efficiency.

Source: International Journal of Academic Research in Business and Social Sciences

DOI: 10.6007/ijarbss/v15-i2/24720

Authors: Oswin Aganda Anaba, Benjamin Azembila Asunka, Kingsley Appiah, Christopher Akaligang, Benjamin Adongo

Institutions: Bolgatanga Technical University, Kumasi Technical University

Language: English

Topic: Efficiency Analysis Using DEA

Subfield: Management Science and Operations Research

Field: Decision Sciences

Domain: Social Sciences

Open Access status: diamond

OpenAlex ID: W4407258995

FWCI: 0.819

Cites:

Cited by: 1

Related to: 10