Work

Analysis of the Efficiency Level of Islamic Commercial Banks in Indonesia using Data Envelopment Analysis (2019-2023 Period)

Year: 2025

Type: article

Abstract: This study aims to analyses the level of efficiency and factors that cause the inefficiency of Islamic Commercial Banks (BUS) in Indonesia in 2019-2023. The study used a purposive sampling of 11 Islamic commercial banks. The data analysis method used in this research uses the Data Envelopment Analysis method through input-oriented measurement and the VRS model, with data processing tools, namely the Win4Deap 2 application. This research shows that the efficiency level of Islamic Commercial Banks in Indonesia during 2019-2023 tends to fluctuate. Only one Islamic Commercial Bank whose efficiency level is perfect with a 100% score is BJB Syariah. As for the inefficiency analysis, the cause of inefficiency occurred in the input and output variables. The third-party fund variable became the most significant contributor that caused inefficiency in the Islamic Commercial Bank, which was 31%.

Source: Journal of Economics Finance and Management Studies

DOI: 10.47191/jefms/v8-i2-08

Authors: Muhammad Fadlillah Fauzukhaq, Yulianton Kurnia

Institution: Syarif Hidayatullah State Islamic University Jakarta

Language: English

Topic: Islamic Finance and Banking Studies

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: diamond

OpenAlex ID: W4407263267

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