E-money Usage: Benefits and Ease of Use in Indonesia
Year: 2025
Type: article
Study design: Observational Study
Abstract: The digitalization era emerges a cashless lifestyle. The study aims to determine the effect of perceived usefulness and ease of use on the intention of using e-money, with subjective norms and social image as moderators. This study uses a quantitative method by distributing online questionnaires to 197 respondents in Surabaya who have used e-money for at least three months. The results of the questionnaire data were processed with SmartPLS 3.0. The urgency of the study is that the use of social image and subjective norms as external variables still needs to be studied. All of the objectives of this study are significant, except that social image can weaken the influence of intention in using electronic money, so this is the study's uniqueness.
Source: Jurnal Economia
Authors: Audrey Erin Hadiwidjaja, Liliana Dewi
Institution: Universitas Ciputra
Language: English
Subfield: Information Systems and Management
Field: Decision Sciences
Domain: Social Sciences
Open Access status: gold
Estimated APC paid: $65
OpenAlex ID: W4408086503