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Reformasi Hukum Gadai di Era Digital : Tantangan dan Manfaatnya Mengenai Gadai Syariah Digital

Year: 2025

Type: article

Abstract: In the current digital era, digital Islamic pawnshops have emerged as increasingly relevant financial solutions for society, despite encountering challenges such as inadequate infrastructure, low levels of digital literacy, and technical difficulties. This study aims to examine the obstacles and advantages of digital Islamic pawnshops in promoting financial inclusion in Indonesia. Using a qualitative approach through literature analysis, this research identifies legal and technical issues associated with the implementation of digital Islamic pawnshops. The results highlight that while these pawnshops offer time and cost efficiency, challenges like limited internet accessibility, poor technological awareness, and security vulnerabilities must be resolved. Recommendations include enhancing digital infrastructure, providing comprehensive education, and strengthening security measures to broaden access and improve the quality of digital Islamic pawnshop services.

Source: Jurnal Relasi Publik

DOI: 10.59581/jrp-widyakarya.v3i2.4776

Authors: Mubarak Mubarak, Muh. Ghazi Al-Gifari, Muhammad Ali Afsar, Kurniati Kurniati

Institution: Universitas Islam Negeri Alauddin Makassar

Language: English

Topic: Islamic Finance and Banking Studies

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDGs: Peace, justice, and strong institutions, Industry, innovation and infrastructure, Decent work and economic growth

Open Access status: hybrid

OpenAlex ID: W4408460422

FWCI:

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Related to: 10