Year: 2025
Type: article
Abstract: Touchless ATMs, a new technology, offer a contactfree, hygienic, and convenient financial transaction experience. This innovative solution uses Augmented Reality (AR), Timebased One-Time Passwords (TOTP), and the HAAR Cascade Algorithm to create an interactive virtual interface, reducing physical contact and enhancing transaction security. The system uses a dual-layered authentication mechanism, utilizing facial recognition and time-based, one-time passwords (TOTP) to validate user identities and generate dynamic, session-specific codes. Financial institutions can deploy this system to upgrade their ATM networks, catering to diverse user demographics. Challenges include developing robust gesture recognition models, ensuring low latency in AR interactions, and integrating these advanced technologies into existing ATM infrastructures. However, advances in hardware and software, coupled with the decreasing cost of AR and machine learning technologies, make this solution viable and scalable.
Institution: SRM Institute of Science and Technology
Language: English
Subfield: Information Systems
Field: Computer Science
Domain: Physical Sciences
Open Access status: hybrid
OpenAlex ID: W4408872005