Impact of Digital Transformation on Liquidity Management Among U.S. Multinational Corporations
Year: 2025
Type: article
Abstract: This study investigates the impact of digital transformation on liquidity management in U.S. multinational corporations (MNCs) focusing on artificial intelligence (AI), blockchain, automation, and cloud-based treasury management systems. Using a qualitative research methodology, the paper integrates findings from the academic literature, the industry and case studies to examine how digital instruments provide actionable insights into cash flow visibility, predictive analytics, and financial risk management. The study found that digital transformation leads to better liquidity forecasting, cross-border transaction efficiency, and working capital optimization. Moreover, the research also indicates that there are still challenges like regulatory complexities, cybersecurity risks and integration barriers in effective liquidity management among U.S. MNCs. Emerging technologies such as AI-driven analytics, blockchain transactions, and automated treasury systems are recommended in the study to reinforce liquidity strategies and guarantee financial security.
Authors: Olusegun Adebayo -, Gallas Tugli Attionu -, Deeksha Singh -, Nicholas Mensah -, Tobias Kwame Adukpo -
Language: English
Domain: Social Sciences
Open Access status: hybrid
OpenAlex ID: W4408916484