Work

Global perspectives on open banking: Regulatory impacts and market response

Year: 2025

Type: article

Abstract: This study investigates the adoption of open banking across several diverse global jurisdictions, focusing specifically on regulatory and market implications. Employing a comparative analysis, we examine the dual nature of open banking as both a regulatory framework and a technological innovation, exploring how different regulatory approaches shape its implementation and market reception. Results indicate significant variation in market responses to open banking announcements, presenting evidence of the underlying factors driving these disparities, such as the role of regulatory environments, technological infrastructures, and bank size in shaping market reactions.

Source: Journal of International Financial Markets Institutions and Money

DOI: 10.1016/j.intfin.2025.102159

Authors: Erdinc Akyildirim, Shaen Corbet, Abhishek Mukherjee, Michael Ryan

Institutions: University of Nottingham, University of Zurich, Dublin City University, University of Waikato

Language: English

Topic: FinTech, Crowdfunding, Digital Finance

Subfield: Management Information Systems

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: hybrid

Estimated APC paid: $2,930

OpenAlex ID: W4409456907

FWCI: 19.84

Cites: 65

Cited by: 14

Related to: 10