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Pengaruh Literasi Keuangan dan Financial Technology (Fintech) Terhadap Prilaku Keuangan pada UMKM di Kecamatan Kayuagung

Year: 2025

Type: article

Abstract: This research evaluates the influence of financial literacy and the use of financial technology (Fintech) on the financial behavior of MSMEs in Kayuagung District. Data was collected through a survey of 100 MSME respondents using a Likert-based questionnaire. The results of the analysis show that financial literacy has a significant influence on financial behavior, especially in financial planning, debt management and investment. Apart from that, financial literacy also has a significant influence on Fintech adoption, which increases the efficiency of financial management and access to financial services. The use of Fintech itself has a positive impact on the financial behavior of MSMEs, with Fintech strengthening the relationship between financial literacy and financial behavior.

Source: Economic Reviews Journal

DOI: 10.56709/mrj.v4i2.694

Authors: Muhammad Rezha Damargalih Tanjung, Dewi Sartika

Institution: Universitas Bina Darma

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Decent work and economic growth

Open Access status: diamond

OpenAlex ID: W4409468741

FWCI:

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