Year: 2025
Type: article
Abstract: L2C is a smart online platform that simplifies and speeds up the loan approval process. It supports six major loan types including personal, home, and education loans. The system uses machine learning to analyze credit score, income, and job details to check eligibility. An EMI calculator helps users plan repayments. A risk assessment module predicts and filters risky applicants. The user-friendly interface guides users with clear steps, document lists, and FAQs. Applicants benefit from faster, transparent processing, while banks enjoy reduced costs and better decision-making. L2C makes loan approvals smarter and more efficient for everyone. Key Words: Machine Learning,Loan Eligibility,EMI Calculator , Natural Language Processing (NLP)
DOI: 10.55041/ijsrem44884
Author: Rajitha. M
Language: English
Subfield: Accounting
Domain: Social Sciences
Open Access status: bronze
OpenAlex ID: W4409599402