Work

Digital Wallet with Dynamic Transaction Analytics

Year: 2025
Type: article
Abstract: This project initiative delivers a highly secure and user -centric digital wallet platform integrated with smart transaction analytics. It simplifies personal finance management through a robust user authentication system, guaranteeing that only authenticated individuals can access its features. The platform is equipped to handle multi -currency transactions and supports fast, convenient transfers using either QR codes or mobile numbers, making it ideal for both domestic and cross -border payments. Users benefit from real -time transaction tracking and a rich history view that offers full transparency into their financial activity. A distinctive advantage of the system is its ability to evaluate previous transactions, helping users detect spending habits and set personalized financial targets.For enhanced control and security, the wallet allows users to set transaction limits, with instant alerts issued whenever those limits are breached.This innovative solution effectively merges ease of use with high -level security, providing a powerful tool for financial monitoring, budgeting, and goal setting.
Authors: Julin Jose, Shyma Kareem
Language: English
Open Access status: diamond
OpenAlex ID: W4409650799
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