Year: 2025
Type: article
Abstract: The purpose of the paper is to further examine the determinants of commercial bank profitability in United State during period from 2013 to 2017. The quantitative research method is used in this paper and data of fifty commercial banks in the US are used. The results indicate that return on average assets (ROAA) is found negatively and significantly affected by bank size and large banks are influenced by tremendous all kinds of costs. The other significant determinants are credit risk and operational efficiency, both of them affect negatively on bank profitability. Turning to external factors, the growth of GDP and inflation are both insignificant in bank performance.
Author: Yulin Chen
Language: English
Subfield: Finance
Domain: Social Sciences
Open Access status: hybrid
OpenAlex ID: W4409747443