Analisis Komparatif Tingkat Kesehatan Bank Di Asean Periode 2018-2022
Year: 2024
Type: article
Abstract: The research aims to compare the level of banking health in ASEAN. Data analysis uses RGEC in the form of Risk Profile with Non-Performing Loan (NPL) and Loan Deposit Ratio (LDR); Earnings with Return on Assets (ROA), Return on Equity (ROE), and Net Interest Margin (NIM); and Capital with Capital Adequacy Ratio (CAR). Quantitative descriptive research using data from the annual reports of each bank for the 2018-2022 period. The research population is banking in ASEAN, totaling 158 banks. The research sampling technique used purposive sampling covering 6 banks in 6 countries. The research results show that NPLs in Very Healthy condition are Maybank; LDR with Very Healthy condition, namely DBS; ROA with a Very Healthy condition, namely Bank Mandiri; ROE with a healthy condition, namely Bank Mandiri; NIM with Very Healthy condition, namely Bank Mandiri; CAR with Very Healthy condition, namely Bank Mandiri; and banking health level with PK-1/Very Healthy, namely Bank Mandiri.
Institution: Yogyakarta State University
Language: English
Subfield: Accounting
Domain: Social Sciences
Open Access status: diamond
OpenAlex ID: W4409752625