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Pengaruh Inklusi Keuangan, Pendapatan, dan Kontrol Diri Terhadap Perilaku Menabung Nasabah Bank Konvensional di DKI Jakarta

Year: 2024

Type: article

Abstract: This study aims to determine Financial Inclusion, Income, and Self-Control on Saving Behavior of Conventional Bank Customers in DKI Jakarta. The method used in this study is the purposive sampling method where the customer sample is 163 respondents. Data processing and analysis techniques use descriptive statistical analysis, Convegent Validity, Discriminant Validity, Average Variance Extracted (AVE), Reliability Test, R-Square, F-Square Test, Path Coefficient, and Hypothesis Testing. The results of the study show that partially Financial Inclusion (X1) has no significant effect on Savings Behavior, while the variables Income (X2) and Self-Control (X3) have a positive and significant effect on Savings Behavior (Y).

Source: Robust Research of Business and Economics Studies

DOI: 10.31332/robust.v4i2.10259

Author: Lena - Mulya

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: hybrid

OpenAlex ID: W4409846431

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