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The Effect of Financial Literacy, Self-efficacy on Risk Credit Behavior Among Students of the University of Muhammadiyah Surakarta

Year: 2024

Type: article

Abstract: This study aims to determine the effect of financial literacy, self-efficacy on risky credit behavior among students of Universitas Muhammadiyah Surakarta. The research method was carried out using a quantitative method with a sample of 150 respondents. The analysis of the research test used SmartTPLS. The results of the study showed that financial literacy had a positive impact on their risky credit behavior. In addition, selfefficacy mediates financial literacy's effect on risky credit behavior

Source: Dynamic Management Journal

DOI: 10.31000/dmj.v8i4.12587

Authors: Niya Langgeng Lestari, Imronudin Imronudin

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Quality education

Open Access status: diamond

OpenAlex ID: W4410131146

FWCI: 1.019

Cites:

Cited by: 1

Related to: 10