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Strategic Financial Interventions for Small Business Sustainability in Economically Disadvantaged Communities

Year: 2025

Type: article

Abstract: This paper explores the role of strategic financial interventions in promoting small business sustainability within economically disadvantaged communities. Drawing on global case studies from Kenya’s M-Pesa and Bangladesh’s Grameen Bank to the U.S. PPP Loan Program the research identifies core mechanisms that support resilience: microfinance, digital financial inclusion, public-private partnerships, and capacity-building. Results demonstrate that community-centric and technology-driven interventions are most effective when tailored to local contexts and inclusive of vulnerable groups such as women and rural entrepreneurs. The paper concludes with a framework for scalable intervention design that integrates financial inclusion, ecosystem development, and digital transformation to foster inclusive recovery and long-term economic resilience.

Source: International Journal of Scientific Research and Modern Technology.

DOI: 10.38124/ijsrmt.v4i4.475

Authors: Kehinde Onaruyi Obasuyi, Julia Chibuzor Nwanya

Institutions: University of New Haven, The University of Texas at Dallas

Language: English

Topic: Microfinance and Financial Inclusion

Subfield: Economics and Econometrics

Field: Economics, Econometrics and Finance

Domain: Social Sciences

SDGs: No poverty, Reduced inequalities, Decent work and economic growth, Partnerships for the goals, Industry, innovation and infrastructure

Open Access status: hybrid

OpenAlex ID: W4410131445

FWCI: 0.973

Cites: 7

Cited by: 1

Related to: 10