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The Influence of Financial Knowledge on Financial Satis-faction with Financial Behavior as a Mediating Variable on Cooperative Employees

Year: 2025

Type: article

Abstract: This study analyzes the effect of Financial Knowledge on Financial Satisfaction, with Financial Behavior as a mediating variable among cooperative employees. The results show that Financial Knowledge significantly influences Financial Behavior, but not Financial Satisfaction. Financial Behavior also does not significantly affect Financial Satisfaction, indicating no mediation effect. Findings suggest that economic and psychological factors influence financial satisfaction more than financial literacy or behavior. Therefore, cooperatives should enhance employee financial well-being through better incentives, economic stability, and practical financial management.

Source: International Journal of Economics and Management Research

DOI: 10.55606/ijemr.v4i2.353

Authors: Rohmatul Laila, Ayu Lucy Larassaty, Jeziano Rizkita Boyas, Edita Rachma Kamila

Institution: Universitas Nahdlatul Ulama Sidoarjo

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Decent work and economic growth

Open Access status: hybrid

OpenAlex ID: W4410196228

FWCI:

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