Year: 2025
Type: article
Abstract: Efficient implementation of crop insurance schemes in India has been hampered by delays, lack of transparency, and poor farmer engagement. This paper presents the design and development of a web-based crop insurance application aimed at streamlining policy selection, premium calculation, and claim status tracking for both farmers and administrators. Built with modular functionality, the system provides role-based access for farmers, insurers, and government agencies. The application integrates real-time weather data, geolocation, and crop cutting experiment (CCE) inputs. Evaluation of the system reveals improved user experience, transparency, and data accuracy compared to conventional methods. This study offers a technical and functional roadmap for digitizing agricultural insurance platforms in developing economies. In addition to improving service delivery, the web-based application also fosters accountability among stakeholders by creating a centralized, verifiable record of transactions and claims. The integration of weather APIs and CCE image uploads ensures that claim assessments are grounded in real-time, location-specific evidence, reducing disputes and enhancing trust in the system.
Language: English
Subfield: Soil Science
Domain: Life Sciences
Open Access status: diamond
OpenAlex ID: W4410715394