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Oil Palm Smallholders’ Behaviour towards Applying for Financial Aid From Commercial Banks: A Case Study of Baram Tengah, Sarawak

Year: 2025

Type: article

Abstract: Malaysia is the second largest leading of oil palm producer in the world behind Indonesia.Oil palm production in Malaysia comes from smallholder with 40% and the remining 60% are from big companies and government supported.While 40% of oil palm production comes from smallholders, it still brings big impact on the Malaysian economic.The issue is smallholders confronts a critical challenge in optimizing its potential due to lack of financial support to improve their oil palm production.Majority oil palm smallholders started from personal saving and family help.Smallholders may not be aware of the existent of certain financial loans offered by commercial banks which can help them in optimize their oil palm or they may have overlooked the opportunity.Hence, study was conducted among smallholders in Baram Tengah Sarawak by implementing Theory of Planned Behaviour in form of questionnaire to determines the relationship between smallholder's Attitude, Subjective Norm, and Perceived Behavioural Control towards Intention to apply for financial aid from

Source: International Journal of Academic Research in Accounting Finance and Management Sciences

DOI: 10.6007/ijarafms/v15-i2/25440

Authors: Nur Fatin Munirah Aris, Nur Hazwani Mohammad Azam, Abdul Rahman Saili, Joel Jau Uloi

Institutions: Universiti Teknologi MARA System, Universiti Teknologi MARA

Language: English

Topic: Oil Palm Production and Sustainability

Subfield: Ecology

Field: Environmental Science

Domain: Physical Sciences

SDG: Decent work and economic growth

Open Access status: diamond

OpenAlex ID: W4410783264