Year: 2025
Type: article
Abstract: In this conceptual paper, we discuss four future scenarios of the financial industry, illustrating a potential industry configuration. We take a legitimacy-based perspective on future business models, highlighting interdependencies between legitimacy, regulation policy, and industry structure. We conjecture that the Neo Bank scenario is the most probable in the future of Fintech.
Source: Journal of Business Models
Authors: Saurav Kumar, Luiza Stein, Felix Honecker
Institutions: Aalborg University, Halmstad University, University of Glasgow
Language: English
Subfield: Management Information Systems
Domain: Social Sciences
Open Access status: diamond
OpenAlex ID: W4411189605