Work

Factors influencing Mortgage Redemption Performance for Microfinancing Ar Rahnu among B40 Entrepreneurs

Year: 2025

Type: article

Abstract: Ar Rahnu has become an essential financial service in Malaysia, especially for B40 Entrepreneurs. However, the failure rate of mortgage redemption among B40 Entrepreneurs shows worrying figures. This study will identify the factors that affect mortgage redemption, such as business factors, borrower's attitudes towards their loans, other debt burden, and the amount of loans received. The theory of KAP is used as the focal theory. The empirical results of this study will help Ar Rahnu’s institutions and B40 entrepreneurs overcome mortgage redemption failures.

Source: Environment-Behaviour Proceedings Journal

DOI: 10.21834/e-bpj.v10isi28.6953

Authors: Mohammed ‘Izzuddin Ismail, Nurzafreena Abdul Aziz, Tengku Maaidah A Razak, Mohd Faiz Mohamed Yusof

Institutions: Universiti Teknologi MARA System, Universiti Teknologi MARA

Language: English

Topic: Microfinance and Financial Inclusion

Subfield: Economics and Econometrics

Field: Economics, Econometrics and Finance

Domain: Social Sciences

Open Access status: diamond

OpenAlex ID: W4411266068

FWCI:

Cites: 16

Cited by:

Related to: 10