Work

Analisis Penetapan Margin Keuntungan Murabahah Pada Bank Syariah Di Indonesia

Year: 2023

Type: article

Abstract: Murabahah financing is a form of buying and selling financing with certain benefits added on top of the acquisition cost, where repayment can be made in cash or in installments. This study aims to look at the factors determining murabahah profit margins. The researcher uses a qualitative descriptive approach using primary data, library research, literature studies, and is also supported by related topics obtained from the web and information sources on Islamic banking. The results showed that the factors with the greatest potential in determining margins were internal factors (overhead costs, financing volume, profit targets, third party funds and acquiring costs) and external factors (BI rate and market competition).

Source: JIHBIZ Global Journal of Islamic Banking and Finance

DOI: 10.22373/jihbiz.v5i2.25423

Authors: Mu’thial Ahadi, Muhammad Zulhilmi, Isnaliana Isnaliana

Institution: Universitas Islam Negeri Ar-Raniry

Language: English

Topic: Islamic Finance and Banking Studies

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: diamond

OpenAlex ID: W4411389675

FWCI: 0.329

Cites:

Cited by: 1

Related to: 9