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Impact of Digitalization on the Performance of the Algerian Banking Sector

Year: 2025

Type: article

Abstract: This article aims to highlight the efforts made in Algeria to launch digital banking and attempts to evaluate the impact of the development of digital banking on the performance of the Algerian banking sector after the establishment of two payment systems modern ARTS and ATCI using multiple linear regression for the period from 2010 to 2023. The results show that the activity of the ARTS which concerns transfers of trustees by tele -compensation is the source of banking profitability while digital banking services processed by the ATCI d’ont contribute to improving the performance and profitability of the Algerian banking sector.

Source: MANAGEMENT INTERCULTURAL

DOI: 10.70147/m542939

Authors: Ahmed Fayçal TALEB, Zenagui SLIMANI

Institutions: University Yahia Fares of Medea, Université de ain Témouchent

Language: English

Topic: Digital Transformation in Financial Services

Subfield: General Economics, Econometrics and Finance

Field: Economics, Econometrics and Finance

Domain: Social Sciences

SDGs: Industry, innovation and infrastructure, Decent work and economic growth

Open Access status: bronze

OpenAlex ID: W4411395337