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Post-COVID Digital Payment Adoption and Financial Inclusion in India: Empirical Insights and Policy Implications

Year: 2025

Type: article

Abstract: Purpose:This study investigates the impact of digital payment adoption—accelerated by the COVID-19 pandemic—on financial inclusion in India. It analyses multi-platform trends across UPI, AEPS, mobile wallets, and FASTag; identifies regional and demographic disparities; and assesses the relationship between digital transaction growth and the Reserve Bank of India’s Financial Inclusion Index (FII).

Source: European Economic Letters (EEL)

DOI: 10.52783/eel.v15i2.3304

Author: Syeda Rukhsana Khalid, Nikhath Sultana

Language: English

Topic: Microfinance and Financial Inclusion

Subfield: Economics and Econometrics

Field: Economics, Econometrics and Finance

Domain: Social Sciences

SDGs: Reduced inequalities, Industry, innovation and infrastructure, Decent work and economic growth, Good health and well-being

Open Access status: diamond

OpenAlex ID: W4411431753

FWCI:

Cites: 2

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Related to: 10