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Analisis Pengaruh Manajemen Keuangan terhadap Kinerja UMKM di Era Digital

Year: 2025

Type: article

Abstract: The digital era has compelled MSME actors to adapt, not only in marketing and operational aspects but also in financial management. This study aims to analyze the effect of financial management on the performance of MSMEs in the digital era. The research was conducted using a quantitative approach through a survey of 120 MSME actors in West Nusa Tenggara Province who have utilized digital applications for financial record-keeping. The data were analyzed using validity and reliability tests, multiple linear regression, as well as partial and simultaneous hypothesis testing. The results indicate that sound financial management significantly affects MSME performance, with record-keeping and budget planning being the most dominant indicators.

Source: OPTIMAL Jurnal Ekonomi dan Manajemen

DOI: 10.55606/optimal.v5i1.6435

Authors: Yuliana Yuliana, Novikadewi Sumbawati, Kurniawansyah Kurniawansyah, Ismawati Ismawati, Eko Sutrisno

Institution: Universitas Samawa

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Decent work and economic growth

Open Access status: hybrid

OpenAlex ID: W4411898486

FWCI:

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