Work

Peran Locus of Control, Pengetahuan Keuangan dan Sikap Keuangan dalam Membentuk Perilaku Keuangan Mahasiswa di Kota Langsa

Year: 2025

Type: article

Abstract: The study analyzes the role of locus of control, financial knowledge and financial attitudes towards students' financial behavior. Furthermore, locus of control is divided into internal locus of control and external locus of control. The sample consisted of 280 students in Langsa City. The data analysis method used multiple linear regression. The results showed that internal locus of control, external locus of control and financial knowledge were proven to have a partial significant effect on students' financial behavior, but financial attitudes were identified as having no significant effect on the behavior. Simultaneously, all independent variables in this study were proven to have a significant effect on financial behavior. The results of the coefficient of determination showed that the four independent variables in this research model only contributed little to explaining the variations that occurred in students' financial behavior in Langsa City.

Source: Jurnal Samudra Ekonomi dan Bisnis

DOI: 10.33059/jseb.v16i2.11630

Authors: Muhammad Fuad, Cici Dewi Sari Murni, Safrizal Safrizal, Muhammad Salman, Muhammad Wahyu

Institutions: Samudra University, Institut Agama Islam Negeri Langsa

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Quality education

Open Access status: diamond

OpenAlex ID: W4412648162

FWCI:

Cites: 23

Cited by:

Related to: 10