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Digital Literacy Skills and Digital Financial Inclusion toward Socio-Economic Development : A proposed framework

Year: 2025

Type: article

Abstract: Digital literacy and financial inclusion are pivotal for fostering economic growth in digital transformation, particularly among the B40 group in Malaysia. Previous studies found that, despite the socio-economic challenges faced by this group, there is a gap in digital literacy and financial inclusion towards socio-economic development. Therefore, this paper aims to propose a framework of digital literacy skills and digital financial inclusion towards socio-economic development that covers independent variables, namely, technical, cognitive, ethical, and socio-emotional, and dependent variables, digital financial inclusion and socio-economic development. It is hoped to support the Sustainable Development Goals agenda by UNESCO 2030.

Source: Environment-Behaviour Proceedings Journal

DOI: 10.21834/e-bpj.v10isi27.6829

Authors: Naily Irdina Iman Mohammad Nazim, Shamila Mohamed Shuhidan, Husain Hashim, Mohd Saiful Rahman

Institutions: Universiti Teknologi MARA System, Universiti Teknologi MARA

Language: English

Topic: ICT in Developing Communities

Subfield: Information Systems

Field: Computer Science

Domain: Physical Sciences

SDGs: Reduced inequalities, Partnerships for the goals, Decent work and economic growth, Quality education, Industry, innovation and infrastructure, No poverty

Open Access status: diamond

OpenAlex ID: W4412809516

FWCI:

Cites: 21

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Related to: 10