Work

Intention and Adoption of E-Wallet on Cashless Transaction of College Student in Private Schools

Year: 2025

Type: article

Abstract: This study explores the intention and adoption of e-wallets for cashless transactions among college students in private schools, focusing on how factors such as academic program, age, weekly allowance, and type of e-wallet usage affect their acceptance of digital payment methods. The research, which involved a sample of 884 students from the BSBA, TED, IS, and AB programs, utilized a descriptive-comparative-correlational design adapted from Deckert and Wilson (2023). Descriptive statistics, including frequencies, percentages, means, and standard deviations, were analysed alongside inferential techniques such as ANOVA and t-test. Participants were selected through stratified random sampling based on criteria aligned with the research objectives. The findings indicated no significant differences in the intention and adoption of e-wallet among the students, suggesting that the factors examined do not significantly impact e-wallet adoption for cashless transactions. The results offer valuable insights for enhancing e-wallet adoption and improving cashless transactions among college students in private schools, benefiting all stakeholders involved.

Source: INTERNATIONAL JOURNAL OF MULTIDISCIPLINARY RESEARCH AND ANALYSIS

DOI: 10.47191/ijmra/v8-i07-46

Authors: Kevin A. Razquin, Rother Fuamasing, Benjie A. Magno, Kristine T. Soberano

Institution: State University of Northern Negros

Language: English

Topic: Technology Adoption and User Behaviour

Subfield: Information Systems and Management

Field: Decision Sciences

Domain: Social Sciences

SDG: Quality education

Open Access status: hybrid

OpenAlex ID: W4413063737