Work

Linking Financial Literacy Lifestyle and Self-control to Personal Financial Management in Higher Education Students

Year: 2025

Type: article

Abstract: This research seeks to examine several key relationships: (1) how financial literacy affects personal financial management, (2) how lifestyle affects personal financial management, (3) how self-control affects personal financial management, and (4) how financial literacy, lifestyle, and self-control together influence personal financial management. The study adopts a quantitative research design through the use of survey methods, involving a total of 279 respondents. Data were gathered using a structured questionnaire based on a Likert scale. The analytical technique employed is multiple regression analysis. The research results show that financial literacy, lifestyle, and self-control significantly influence personal financial management, both partially and simultaneously. These results suggest that improving financial literacy, fostering a planned lifestyle, and developing self-control can help students better manage their personal finances.

Source: Jurnal Pendidikan Ekonomi Perkantoran dan Akuntansi

DOI: 10.21009/jpepa.0602.16

Authors: Cornella Sari Sirait, Erika Takidah, Ati Sumiati

Institution: State University of Jakarta

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDG: Quality education

Open Access status: diamond

OpenAlex ID: W4413318746

FWCI: 2.751

Cites: 13

Cited by: 1

Related to: 10