Work

Who Gets Covered? State-Level Inequalities in Health Insurance for Older Adults in Kerala and Bihar

Year: 2025

Type: article

Abstract: Background: Substantial state-level disparities exist in health insurance coverage among older households in India, influenced by socio-economic, demographic, and policy factors. Objective: To compare the prevalence, composition, and determinants of household health insurance coverage in Kerala and Bihar using LASI Wave-I data (2017–18). Conclusion: Kerala’s inclusive, diversified insurance model contrasts sharply with Bihar’s low, socially stratified coverage. State-specific strategies targeting marginalised caste groups in Bihar and addressing religious and household-size gaps in Kerala are essential for advancing universal health coverage among India’s ageing population.

Source: International Journal for Multidimensional Research Perspectives

DOI: 10.61877/ijmrp.v3i8.297

Authors: Sheetal Kundu, Simran Kaur

Institution: Panjab University

Language: English

Topic: Healthcare Systems and Reforms

Subfield: Finance

Field: Economics, Econometrics and Finance

Domain: Social Sciences

SDGs: Reduced inequalities, Good health and well-being

Open Access status: bronze

OpenAlex ID: W4413442350

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