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Understanding Retirement Income in New Zealand: insights from microdata and modelling

Year: 2025

Type: article

Abstract: This article brings together recent work from the New Zealand Treasury using microdata and microsimulation modelling to examine retirement incomes through four key lenses: intergenerational dynamics, income diversity, retirement transitions and work incentives. It highlights how demographic, behavioural and economic changes are reshaping retirement realities in New Zealand, and explores how policy design interacts with people’s lived experiences as they age.

Source: Policy Quarterly

DOI: 10.26686/pq.v21i3.9932

Authors: Meghan Stephens, Michael Eglinton, Fergus Cleveland

Institution: Treasury

Language: English

Topic: Retirement, Disability, and Employment

Subfield: Demography

Field: Social Sciences

Domain: Social Sciences

SDGs: Decent work and economic growth, Reduced inequalities

Open Access status: diamond

Funder: New Zealand Government