Year: 2025
Type: article
Abstract: Financial Technology empowers enterprises to rapidly enhance their own capabilities and lays a solid foundation for their stable development. Consequently, it is of great significance to further explore the specific relationship between FinTech and enterprises' digital transformation. This paper selects relevant data of enterprises from 2013 to 2023, adopts an empirical approach, and constructs a panel regression model to investigate the impact of FinTech on enterprises' digital transformation. The empirical results show that the development of FinTech exerts a positive effect on enterprises' digital transformation, with obvious regional heterogeneity effects and mediating effects of financing constraints. On this basis, the paper puts forward reference suggestions for promoting enterprises' digital transformation, which can serve as a reference for enterprises.
DOI: 10.54097/a7qya789
Authors: Lizi Yang, Yueyang Min
Language: English
Subfield: Management Information Systems
Domain: Social Sciences
Open Access status: diamond
OpenAlex ID: W4413853478