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The Influence of Financial Literacy, Technological Advancement, Fear of Missing Out, and Risk Perception on Cryptocurrency Investment Interest among Generation Z in Surabaya

Year: 2025

Type: article

Abstract: This study aims to examine the influence of financial literacy, technological advancement, fear of missing out, and risk perception on the interest in cryptocurrency investment among Generation Z in Surabaya. The research employed a quantitative method with a descriptive approach. A sample of 100 Gen Z individuals who reside in Surabaya and are familiar with crypto investment was selected using purposive sampling. Data were collected through Likert-scale questionnaires and analyzed using Partial Least Square (PLS). The results indicate that all four independent variables significantly and positively affect crypto investment interest. This suggests that higher levels of financial literacy, technological advancement, FoMO, and risk perception increase Gen Z's interest in cryptocurrency investments.

Source: East Asian Journal of Multidisciplinary Research

DOI: 10.55927/eajmr.v4i8.343

Authors: Yuwono Sulistyo, Tri Kartika Pertiwi

Institution: University of Pembangunan Nasional Veteran Jawa Timur

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

Open Access status: hybrid

OpenAlex ID: W4413914650

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