Work

Financial Literacy of Students at the Faculty of Economics and Business, State University of Surabaya

Year: 2025

Type: article

Abstract: This research examines the effects of gender, age, parental income, parental education, and work experience on financial literacy among undergraduate, graduate, and postgraduate students at Universitas Negeri Surabaya’s Faculty of Economics and Business. Employing a quantitative approach with 383 survey respondents, the study utilizes multiple linear regression via SPSS 2025. Findings indicate that female students exhibit higher financial literacy than males. Moreover, parental income, maternal education, and work experience significantly contribute to financial literacy, while age and paternal education show no such influence. These results underscore the pivotal role of familial socioeconomic factors—particularly maternal educational attainment—and experiential learning in fostering students’ financial capability and informed decision-making

Source: International Journal of Asian Business and Management

DOI: 10.55927/ijabm.v4i4.489

Authors: Tiara Nusa Julia, Harlina Meidiaswati

Institution: Universitas Negeri Surabaya

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDGs: Quality education, Reduced inequalities, Decent work and economic growth, Gender equality

Open Access status: diamond

OpenAlex ID: W4414115040

FWCI:

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