Financial Intelligence and Performance Industry: An Analysis of Its Impact on The Productivity of Iraqi Private Banks As A Model
Year: 2025
Type: article
Abstract: Importance stems from its focus on a modern and vital topic: financial intelligence and its role in improving banking productivity. This aspect has not received sufficient attention within the Iraqi environment. It provides a cognitive framework that helps foster a deeper understanding of the relationship between smart financial capabilities and productivity levels. It also helps decision-makers in banks formulate strategies based on investing in smart financial capabilities, enhancing operational efficiency, and increasing competitiveness towards building a strong banking sector capable of facing economic challenges. Aim : Clarifying the concept of financial intelligence and its theoretical and practical dimensions in the banking sector , measuring the level of financial intelligence among the management of Iraqi private banks. In addition, analysing the relationship between financial intelligence and productivity in private banks to verify the impact of financial intelligence as an indicator of improved banking performance. Problem : The Iraqi banking sector is characterized by relatively weak productivity and performance efficiency compared to banking sectors in other countries. This is due to several reasons, most notably the lack of sufficient attention to the concept of financial intelligence as a strategic tool that contributes to improving banking performance. Hypothesis: Financial intelligence has a positive and statistically significant impact on productivity levels, which in turn improves banking performance in the Iraqi private sector. Results show a statistically significant, positive, and long-term relationship between financial intelligence and banking productivity in Iraqi private banks. This indicates that efforts to enhance financial understanding, analytical capabilities, and financial resource management translate into sustained improvements in the efficiency and effectiveness of banking operations over the long term.
DOI: 10.14419/57m1a057
Institution: Mustansiriyah University
Language: English
Subfield: Accounting
Domain: Social Sciences
Open Access status: bronze
OpenAlex ID: W4414968621
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