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The Effect of Digital Payments and Financial Vulnerability Moderated by Financial Literacy

Year: 2024

Type: article

Abstract: Purpose: To determine the effect of digital payments and financial literacy on financial vulnerability in UBP Karawang management students. Research Methodology: Quantitative research; population: UBP Karawang management students (Class of 2020-2023, n=1948); sample: 95 students; data collection via Google Forms; analysis using moderated regression analysis. Results: Digital payments did not significantly affect financial vulnerability; 88.7% influence of digital payments and financial literacy on financial vulnerability; financial literacy moderates the relationship. Limitations: The study is limited to UBP Karawang management students, which may affect generalizability. Contribution: Useful for fields such as financial education, digital finance, and consumer behavior in Indonesia.

Source: Journal Of Resource Management Economics And Business

DOI: 10.58468/remics.v3i3.110

Authors: Covery Adi Saputro, Ujang Suherman, Rengga Madya Pranata

Institution: Universitas Buana Perjuangan Karawang

Language: English

Topic: Financial Literacy and Behavior

Subfield: Accounting

Field: Business, Management and Accounting

Domain: Social Sciences

SDGs: Quality education, Decent work and economic growth

Open Access status: diamond

OpenAlex ID: W4414975567

FWCI: 1.019

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Cited by: 1

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